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NAICS Code· 561450

Credit Bureaus

This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses. Illustrative Examples: Credit agencies Credit rating services Credit investigation services Credit reporting bureaus Show more

NAICS 561450 – Credit Bureaus encompasses the collection, maintenance, analysis, and dissemination of consumer and commercial credit information to support financial risk assessment and decision-making. This sector provides credit reporting, identity verification, fraud detection, and credit score generation services, often through proprietary algorithms and secure data repositories.

12
Active Contracts
$120.7M
Total Obligations (12mo)
153
Awarded Contracts (12mo)
20
Contractors Awarded (12mo)
-81.5%
YoY Growth

Industry Spending Overview

Federal obligations, top contractors and agencies, and related industry codes for NAICS 561450.

AI Industry Description

NAICS 561450 – Credit Bureaus encompasses the collection, maintenance, analysis, and dissemination of consumer and commercial credit information to support financial risk assessment and decision-making. This sector provides credit reporting, identity verification, fraud detection, and credit score g...

NAICS 561450 – Credit Bureaus encompasses the collection, maintenance, analysis, and dissemination of consumer and commercial credit information to support financial risk assessment and decision-making. This sector provides credit reporting, identity verification, fraud detection, and credit score generation services, often through proprietary algorithms and secure data repositories. In government contracting, these services support agencies engaged in financial eligibility determinations, background investigations, loan program administration, and personnel vetting for security clearances. Credit bureaus play a critical role in ensuring the integrity of federal programs that rely on financial trustworthiness, such as housing assistance, small business loans, and public benefit eligibility systems. No contractor data is available for this NAICS code, indicating limited visibility into active federal contractors within this category. Typically, firms operating in this space include large credit reporting agencies with established compliance frameworks, as well as specialized small businesses offering niche services like alternative credit scoring or data aggregation for underbanked populations. The competitive landscape is dominated by firms with robust data governance, FICO scoring expertise, and adherence to FCRA and GLBA regulatory standards. No agency data is available, but agencies likely to procure these services include the Department of Housing and Urban Development, the Small Business Administration, the Department of Veterans Affairs, and the Office of Personnel Management, particularly for programs involving financial screening, loan guarantees, or personnel suitability determinations. The market context for this NAICS code remains underdeveloped in federal procurement data, suggesting limited formal contracting activity compared to adjacent IT or financial services sectors. Opportunities may exist for contractors with proven compliance capabilities, secure data handling protocols, and experience integrating credit data systems with federal workflows. Emerging demand for alternative credit data and real-time verification tools could expand the sector’s footprint in government contracting.

Top Agencies

Federal agencies directing the most contract spending toward NAICS 561450.

Social Security Administration4 awards$65.5M
Defense Ci And Security Agency1 award$23.5M
General Services Administration9 awards$16.3M
Department Of Homeland Security7 awards$5.5M
Department Of The Treasury9 awards$2.1M
Department Of Defense11 awards$2.0M
Department Of Agriculture5 awards$1.8M
Consumer Financial Protection Bureau4 awards$1.8M
W4LD USA Hecsa3 awards$864K
Department Of Justice92 awards$730K

Related NAICS Codes

Industries similar to Credit Bureaus, by shared sector, subsector, and industry group.

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NAICS 561450 FAQ

Frequently Asked Questions

NAICS code 561450 covers Credit Bureaus. This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses. Illustrative Examples: Credit agencies Credit rating services Credit investigation services Credit reporting bureaus

Recently Posted in Credit Bureaus

NAICS: 561450
Closed
Federal
3-in-1 Credit Reporting
Solicitation # 50310226S0027
The U.S. Securities and Exchange Commission is seeking information from qualified vendors capable of providing 3-in-1 online credit report services that aggregate data from Equifax, Experian, and TransUnion under Federal Statute 31 U.S.C. 3711(h) to support enforcement activities involving debtors and settlement negotiations. The service must provide comprehensive credit reports accessible via the internet without requiring software downloads, including detailed credit history, consumer identification, employment records, public records such as bankruptcies and liens, account performance over the past 24 months, inquiry history, derogatory summaries, and deleted duplicate accounts. The vendor must ensure secure access through password protection and provide complimentary user training to SEC staff at a date and location to be determined. The agency anticipates approximately 350 credit checks annually under a one-year base period starting around September 17, 2026, with the possibility of four one-year options. Responses must be submitted as a Capabilities Statement of no more than five pages detailing the vendor’s experience in providing similar credit reporting services, including the number of years in operation, platforms used, and examples of comparable contracts from the last three years with contract numbers. Vendors must also disclose their UEI number and business size, with preference given to small businesses. Only prime vendors are eligible, as limitations on subcontracting apply. This notice is strictly for market research and planning; it is not an RFQ nor a commitment to award a contract, and respondents bear all costs associated with their submissions. Responses must be emailed to Kathleen Ferte at Fertek@sec.gov with the specified subject line by 12:00 PM EST on July 29, 2026, and no telephonic inquiries will be accepted. Interested parties are responsible for monitoring sam.gov for future updates or solicitations.
Securities And Exchange Commission

POSTED

16 days ago

CLOSED

8 days ago
View Details

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